How to Start a $24K/Month Laundromat Business (2024)

May 16, 2024

How to Start a $24K/Month Laundromat Business (2024)

Did you know the average laundromat makes over $238K, and up to half of that can go to the laundromat owners?

The laundromat industry in the U.S. is worth $5BN, with over 21,000 businesses in operation that employ over 50,000 people.

Do I have your attention? If I do, get ready to learn how to start a laundromat!

We have interviewed the owners of four different laundromat businesses, including Dave Menz, the CEO of Queen City Laundry, who owns four laundromats and makes over $1.8 million annually.

Dave will share his wisdom on finding a laundromat, getting financing, how to value the business, and how to negotiate a deal. We pull in insights from other successful laundromat owners, too. Get ready to learn how to start a laundromat.

Case Study: Queen City Laundry

Dave Menz got into the laundry business in 2010. He told us:

I grew up in poverty and people looking down at me. I fought out of poverty to middle class and then financial independence. I could do nothing if I wanted to, but I prefer to teach people to reach that same level.

He bought his first laundromat and worked at it on nights and weekends. He bought two more before he made enough that he could quit his job and still live a comparable life. Dave told us:

I don’t love doing laundry, but I love the industry. I love the people, the impact on my community, and the opportunities it provides.

The laundromat industry is not for everyone, but for many it can be a phenomenal business. I see the antiquated nature of the industry as a positive because it makes it easy for you to stand out compared to a coin laundry business.

His primary services are:

  • Self-serve laundry
  • Drop-off wash and fold
  • Dry cleaning
  • Pickup and delivery laundry
  • Commercial laundry services

Since starting, Dave has bought four more laundromats. When he buys laundromats, he looks for locations he can fix up that offer services he can improve on to make them more appealing to local clients.

Dave maintains one company that owns the land his laundromats are on. This separate company rents the land to his laundromats, effectively making him his own landlord. This unique strategy has built him a $3.8 million net worth and makes him over $1.8 million in revenue per year. Find out how below:

He’s currently working on upgrading from coin machines to accepting cards and PhonePay in addition to the other services he offers.

Learn About the Laundry Industry

Have you ever found yourself wondering how much money a laundromat makes? Or Is the average laundromat cost something I can afford?

Dave told us:

Laundromats are a vital community resource. That’s really why I fell in love with the business.

Established organizations provide the information you need. Keep reading to find places that conduct market research and provide market analysis.

Check out the free industry overview by the Coin Laundry Association (CLA). Also, download their most recent Laundry Industry Survey and Laundry Customer Profile, which presents the results of over 400 customer surveys.

For commercial laundry, the Textile Rental Services Association (TRSA) offers benchmarking reports. Don’t overlook the National Apartment Association (NAA), which provides insight into the industry’s multi-housing segment.

How much do laundromats make?

Dave Menz opening a Monster Loader 80 lb washing machine with stacks of $100 bills pouring out

When you open a laundromat, you should assume that it will make around $300K in revenue annually. You can add additional sources of revenue by adding vending machines, laundry delivery, and other services.

Dave told us:

Almost everything is paid upfront before services are provided. This makes running the business easier because you don’t have to chase customers for payment.

Businesses focus on [repairs] and collecting the money from a coin laundry machine. You can reimagine this to save you time, money, and help your customers better.

The laundromat business is not passive income, but semi-passive or flexible.

Of course, emergencies are bound to occur if all you do is fix things when they’re broken. Take proactive steps to keep your laundromat running smoothly, and you’ll find yourself on the road to laundromat success.

One of Dave’s recommendations: Add an annual sewage drain flush to your maintenance routine to reduce breakdowns.

He does that for all his laundromats, and listen to what happened:

We were looking for a consolidation loan and were putting all the financials together, and I realized I am a millionaire.

Inspired? Get ready to learn about laundromat profitability.

Are laundromats profitable?

According to Cents, the average U.S. laundromat profitability is 20 to 30% on approximately $300K in revenue assuming they are not using leverage. According to Dave, top-performing laundromats can operate with 50% margins or higher. That’s two to eight times higher than the average real estate investment, which is 7 to 10%.

A laundromat’s ROI changes depending on:

  • Age of Machines: As washers and dryers age, maintenance costs increase.
  • Business Expenses: Rent, water, gas, electric, and inventory can easily add up to $10K per month.
  • Competition: The less competition you have, the more your new laundromat can charge. Adding full-service makes it so you can charge more.
  • Location: Like home mortgages, a new laundromat will cost more to operate in places with higher property values.
  • Pricing: While a coin laundromat might charge between $1.50 and $4 a wash, you can charge by the pound when people pay for full-service washing and drying.
  • Services Offered: Providing services like full-service washing, drying, and delivery can increase revenue and reduce the employee costs as a percentage.
  • Employees’ Pay: Even at minimum wage, payroll is the largest expense for most laundromat owners.
  • Local Taxes: Local and state sales taxes can be up to 13%.

Ancillary services like dry cleaning, pickup and delivery, sneaker cleaning, wash and fold, and other luxury services can increase your profitability.

Rosie Wash Express Laundry achieves impressive 36% margins by offering additional services and a rewards program. Want to learn more? Check out our interview with the existing laundry business owner.

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How much does a laundromat cost?

Entrepreneurs normally spend between $100,000 and $1,000,000 to start a new laundromat or buy a laundry business for sale.

Dave suggests that you should normally spend between two and five times revenue, but that you should base your business valuation on what it’s worth to you.

The startup costs to open a laundromat depend on:

  • Size: Small laundromats will normally cost less than $300K, while larger laundry facilities will cost $500K or more.
  • Equipment: The number of machines, capacity, and age will impact the price of a laundromat.
  • Services: The startup costs will vary depending on whether you offer other services. An old store with no customers is worth less than one with a great customer base.
  • Location: Every city has different property costs.
  • Buy vs. Build: Buying an existing laundromat will normally have less startup costs than building a new laundry business. You’ll also earn revenue faster, which should reduce the overall startup costs.
  • Future Operational Costs: You should include a budget of approximately $15K monthly for future operating expenses, loan payments, rent, and maintenance.

Where is the best place to put a laundry business?

The best location for a laundry business will have the following characteristics:

  • Population Density: Laundromats do best in areas where there are at least 20K to 35K people in a one-mile radius.
  • Low-Income Neighborhoods: Locations near apartments, colleges, low-income housing, and trailer parks tend to do better because low-income families often need to use a coin-operated business.
  • Accessibility: You’ll want a location that is easily accessible by car, bus, or foot. Signage should be easily viewable and parking abundant.
  • Low Competition: Lots of competition means lower profit margins and potential price wars.
  • Good Neighbors: Businesses like auto part stores, cash checking, convenience stores, and grocery stores are good neighbors for laundromats because they provide lots of traffic that might need your services.

Get ready to learn step by step how to start a laundry business.

How to Start a Laundromat

Man sitting on top of a small washing machine in a laundromat using a laptop

Starting a laundromat means you’ll need to

  1. Choose a business model.
  2. Write a business plan.
  3. Build relationships with distributors.
  4. Get financing.
  5. Find a location.
  6. Get permits and insurance.
  7. Set up your business.
  8. Develop a marketing strategy.

Step 1: Choose a business model

First, you’ll need to pick a laundry business type, which means selecting your services, business structure, and business model.

Consider the different kinds of laundromat businesses:

  • Coin laundry
  • Private laundromat equipment for multi-tenant buildings
  • Wash-and-fold service
  • Commercial laundry for uniforms, linens, and facilities
  • Pickup and delivery

Learn about each type of laundry service below.

Self-service coin laundry business

When you want to start a laundry business, you’ll find most business entities offer coin-operated machines that people operate themselves. A business venture that focuses on this strategy is normally going to have the lowest profit margin of companies that clean clothes.

That said, at Ferndale Laundry, the most revenue comes from self-serve machines. Owner Justin says:

There’s little to no maintenance or cost to me because they’re doing all the work.

Check out our interview with Justin below.

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You might also check out this video about a day in the life of a laundromat business owner.

Dry cleaning business

A dry cleaning business uses completely different laundry machines than standard washers and dryers. Dry cleaners normally charge by the garment. Common dry cleaning prices range from:

Shirts: $2.99 to $8
Pants: $6 to $11.99
Sweaters: $7.50 to $12.99
Dresses: $13.25 to $19.99
Suits: $14.99 to $25.95
Coats: $15 to $25.99
Comforters: $18.99 to $42.99

Wash and fold service

Owning a laundromat that offers wash and fold services can be highly beneficial. It improves your customer experience because they can drop off their clothes on the way to work and pick them up on the way home.

Laundromat prices will normally be based on the pound. That means you make more money per wash and protect your machines by not overloading them, which saves your business entity from increased maintenance costs.

Commercial laundry facility

A commercial laundry facility provides uniforms and other items to service companies and hotels, picks up dirty uniforms and sheets, and washes them. This is highly profitable because you make money from both the rental of clothing and the cleaning.

Check out Cintas’s website for an example of commercial laundry and uniform company offerings.

Laundromat service for apartment complexes

Whether you choose to operate a coin laundry business or laundromat equipment rental business, you can make money by supplying quality equipment to apartment complexes. Check out information about multi-unit housing on NAA’s website.

Delivery service

Coin Laundry Association article hovering in the background and Dave Menz smiling in the foreground

Rosie Wash Express Laundry uses an app to manage its home delivery business, allowing customers to enter details and pay online. Delivery drivers receive GPS information to complete their routes.

Pro Tip: Get more information about owning a pickup-and-delivery business here.

Choose a business structure

In addition to deciding what kind of laundry services you’ll offer, you need to create a business entity for your laundromat. This requires selecting a business name that is available as a website domain, trademark, and social media handle.

The two most common ways to create a business entity are a limited liability company (LLC) or a corporation. There are other types of business entities you might want to consider, but most involve potential liability you don’t want to assume.

Both LLCs and corporations limit your potential losses to the initial investment as long as you don’t sign anything guaranteeing personal liability. You can also run both on your own or with business partners.

Dave uses numerous business structures to manage his business, including LLCs and land-rent agreements between his company that owns the land and his companies that own the laundromat.

Pro Tip: Learn how to register your business and how to get an employer identification number (EIN) from the IRS.

Step 2: Write a business plan

Wise Business Plans webpage on a laptop

This plan should outline your strengths, competitors, goals, and workflow. A good plan can help you attract investors or earn grants.

Iron out your vision, objectives, and strategy into a laundromat business plan that will help you accomplish essentials like securing financing or partnering with other businesses. It’s totally worth your time.

Pro Tip: If you want some extra guidance on how to write a business plan that will appeal to investors, consider working with a company like Wise Business Plans, whose team of MBA-trained writers have experience writing business plans that successfully secure funding from banks and other lenders.

Step 3: Build relationships with distributors

Dave told us that relationships with his distributors contribute to nearly 50% of his success. Some of the most common types of distributors are:

  • Fly-by-Night Distributors: Laundromat owners who are doing it because their own distributor was bad. They may work from home and play middleman. They only work with small groups of manufacturers and normally deal with bad customers.
  • Plain Janes: They are more established but they just do the bare minimum. They are typically very nice but don’t add much value to the industry.
  • Rock Star Distributors: These professionals get you access to an extensive infrastructure and are well-established with a major building and service department. They normally have company vehicles that are branded and fully stocked. You’ll also have access to a full parts department with technicians who can predict problems based on your description of the issue you’re facing. They will train you as a laundry business owner and work with manufacturer reps. Plus, they’ll have a professional installation department.

But how do you find the best distributors? Do a Google search, contact manufacturers, or network with people. After you’ve found a prospective distributor, you’ll want to talk to them on the phone then visit their location.

Step 4: Get financing

You’ll need money to cover leasing or buying a space, hiring employees, and buying equipment. Getting into the laundromat business isn’t cheap. You’ll want to estimate how much you need to start and operate the business, which you can learn how to do through Udemy.

Once you’ve established how much money you’ll need, you have to find a way to get the money. Some common funding options include:

  • Self Financing: If you have a cool $1M lying around, you can open a laundrymat with your own money. Most people don’t have that much, though.
  • Equipment Loan: You can secure an equipment loan with the equipment when you start or buy a laundromat. Learn more in our blog about business loans.
  • Rollover Business Startup: Create a corporation and a 401K, then sell your shares of the corporation to your 401K. Use the proceeds for buying a laundromat or starting a laundromat business.

The Small Business Administration (SBA) offers free courses on financing options and funding programs. Consider alternative sources of funding, like crowdfunding or even a home equity loan.

Many small business owners finance their investment at least partially through a business loan. You can inquire about financing options with your business banker, or compare options from multiple lenders on National Business Capital.

You can find a range of financing options on their site, including term loans with flexible financing and business lines of credit. Many of these have no credit score requirement, either, so you can access funds for your business regardless of your personal financial situation.

Pro Tip: Want to know how to open a laundromat with no money? Check out our blog about seller financing to find out how.

Step 5: Find a location

Google Maps location search on a smartphone

Fact: 87% of laundromat customers live within one mile of their preferred location.

Taking the time to find an ideal location is the best investment of your time as a future laundromat owner.

Consider a location near any of the following:

  • Apartment buildings
  • College students
  • Tourist areas
  • Hotels and motels
  • Large family housing developments

Dave offers some suggestions on how to find a business location in your local market, including:

  • Check business listings.
  • Network, talk to distributors, and use business brokers.
  • Compile a list of attractive locations.
  • Visit the locations.
  • Value the business.

Self-serve laundromats are normally in small towns or outskirts of suburban areas, under 5,000 square feet, and unmanned. Large laundromats are typically over 5,000 square feet and in busy areas.

High-volume laundromats with lots of ancillary laundry locations are the biggest and largest laundry businesses and normally have four or five streams of revenue that diversify their income.

The CLA offers more information about site selection for a laundromat business.

Step 6: Get permits and insurance

Once you have found a strategic location, there are things to do before you open to customers. You’ll need to get business licenses, a state tax ID or sales tax permit, and relevant insurance. Some common types of insurance include general liability, commercial property, workers compensation, and crime insurance.

Licenses, permits, and tax forms

Regardless of the legal structure you choose, determine if your business may require any licenses, permits, or tax forms to operate legally. Use the SBA’s tool. Also, you might be required to collect sales tax. Now go out and do it!

Business insurance

Business insurance article on a desktop computer

During his first week of operations, Jeff, the owner of Rosie Wash Express Laundry, witnessed a customer fall down, crack his head on the floor, and start bleeding. Hopefully, that shows why every laundromat owner needs commercial property insurance and liability insurance.

Both will typically be included in small business general liability insurance that you can get from trusted providers like Simply Business. Even if you have an insurance provider you trust for your personal property, it’s a smart move to work with a company that specializes in small businesses for your laundromat.

Furthermore, if you plan to hire employees, you will need workers compensation insurance and unemployment insurance. Gain general knowledge about insurance for a small business here.

You can also check out CLA’s listing of insurance products that meet the specific needs of a coin-operated laundry business.

Step 7: Set up your business

Get a business bank account and credit card, and purchase equipment. You’ll also need to set up software and prepare marketing materials.

Get a business bank account

Whether you start a new laundromat or buy an existing laundromat, you’ll need a business bank account. You can get a business bank account from major banks, regional banks, or online banks.

Regional banks tend to provide better business loans, but online banks offer better interest rates on cash in your bank account. Learn more about business bank accounts.

Get a business credit card

Orange business credit card hovering in the palm of a sharply dressed business man’s hand

A business credit card can help fund your laundromat startup cost. You may have to get a secured one at first.

Purchase equipment

You’ll need washers, dryers, and other equipment for your laundromat. This equipment is a major part of the cost to open a laundromat.

Expect to spend between $1K and $5K each for a commercial washer or dryer. Meanwhile, industrial washers and dryers can cost between $10K and $50K depending on the load size and power.

The machines’ capacity can range from 30 to 80 pounds. To learn more, check out this handy formula for calculating the capacity of a machine.

Dave explains that you want to find properties with value-add opportunities. Look at the space usage, the amenities you can add, the services you can add, and how the property can be upgraded to provide a different or better experience. He told us:

We turned a $500-per-week property into a $7,000-per-week business by making changes.

As you’re shopping and pricing, consider that new equipment comes with a warranty. Read a white paper about replacing laundry equipment. Buy the right laundry equipment for your store by referring to the laundry equipment and services directories.

You might also want to include vending machines or a small convenience store in your laundromat to supplement income.


Technological innovations are fueling a revival of the laundry industry. Laundry apps are becoming increasingly popular, but what’s the bottom line?

  • Dexter Pay: According to its website, Dexter Pay is an app “that allows laundry customers to pay for their laundry and track cycle progress via their smartphone or mobile device.”
  • Speed Queen Value Center: Speed Queen is a popular laundromat equipment manufacturer that offers an app for cash users. Customers add physical cash to the value center machine, which uploads it to their payment app.
  • Accounting Software: Keep track of income and expenses and run regular reports to understand how your laundromat business performs. Try accounting software such as Xero or QuickBooks.

Step 8: Develop a marketing strategy

Stacks of wooden blocks and a chalkboard that reads "Marketing strategy" sitting on a counter in a laundromat

You can attract customers with a good location, but you can optimize that even further with marketing such as a website, social media, and advertisements.

Dave explains that you’ll want to invest in

A market differentiator that makes your laundry business stand out against [its] competitors.

He says some of the things that make a difference include:

  • Clean bathrooms
  • Attendants
  • Air conditioning
  • Doors
  • Payment systems
  • Other services

You can use all of these to market your business and stand out in the laundromat industry. Provide a value proposition, charge more, and market the differences without putting your competitors down.

Digital marketing

Digital marketing includes email newsletters, social media, and search engine optimization (SEO).

Google My Business helps you:

  • Track the number of visitors and impressions.
  • Determine where visitors see an advertisement based on a code.
  • Know if a new customer is the result of a conversion from your marketing campaign.

Facebook is another great site for marketing your business.

Another pro tip is to invest in an all-in-one marketing software like Semrush. The Site Audit tool demystifies search engine optimization for new business owners, while their Keyword Magic tool can save you tons of time on keyword research. Using this type of program also makes it much easier to track marketing campaigns across multiple platforms to ensure you’re getting the full value from the time and money you spend.

Printed materials

Print marketing includes business cards, flyers, brochures, t-shirts, and even uniforms! Try designing yours in Canva.

You might also run advertisements in local newspapers, or ValPack mailers, which reach 10K residents for $300 a month on a five-month subscription.

Attracting customers

Consider offering extra amenities, such as Wi-Fi. CLA published a guide to help laundry owners through the basics of setting up a secure network.

Other ways to create a welcoming atmosphere include cleanliness, professionalism, a children’s area, and televisions.

Final Remarks About Laundromat Businesses

We’ve discussed the coin laundry industry, startup and monthly cost to run a laundromat, and how to start a laundromat business. Along the way, we provided information on how to craft a great laundromat business plan, getting a business license, financing, choosing locations, and marketing your laundromat.

It’s up to you to decide whether you want to start a new laundromat or buy a laundromat for sale. What strategies will you use to take your laundromat business idea to the next level?

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Brandon Boushy

Related articles

Making a million dollars isn't hard. You'll probably make that much or more in your lifetime, but that doesn't mean you'll develop wealth. For those who want to know how to become a millionaire, just spend less than you make. It's that simple!

We talked to Todd “TJ” Johnson, The Millionaire Mentor. TJ grew up poor and wanted to get out of South Carolina. He started out cutting grass and delivering newspapers as a kid just to feed himself, then joined the Air Force at 17 and went to school to study computer science.

When he left the military, he asked for a salary of the highest-paid military person, and people laughed at him. That didn’t discourage him. He asked what skills he needed to be worth it… then he developed the skills.

Now he owns multiple businesses including weight loss brands and supplements and coaching, and he’s even buying up others’ businesses. Here he’ll share the lessons he’s learned in his path to becoming a millionaire. We’ll share the wisdom he’s developed to make more money and get rich. 

Throughout this article keep in mind this advice from TJ:

[su_quote]The fastest way to become a millionaire is to help as many people as possible.[/su_quote]

[su_note note_color="#dbeafc"]
If you want to jump to a specific portion of the article, use the table of contents below:


How to Become a Millionaire

Businessman on a chair with lots of money on the floor

You'll need to invest $12,600 per month and earn a 10% annual return to become a millionaire in 5 years. That's matching the average stock market return. I don't know about you, but I'm not making enough to save that much money.

That means we need to find a way to increase our income to build financial freedom. Check out the blogs below to find ways to increase your income:

Most have low-cost barriers for a start-up and can make a ton of money quickly.

Step 1. Stop Spending Your Money on Frivolous Stuff!

To become a millionaire, you'll have to do more than make a ton of money to meet your financial goals. You can't spend the money. You need to reinvest it so your money makes more money while you sleep. TJ explained that the company you keep impacts how well you invest in your own business:

[su_quote]Stay away from bad entrepreneurs. If your dog or your kid doesn’t like someone, stay away.[/su_quote]

Spending money badly is also the most common reason for failure:

[su_quote]Inconsistency is the main cause of failure. Chasing skirts, drinking too much, and smoking weed harm success.[/su_quote]

Watch our interview with TJ below.

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Step 2. Create A Money Plan To Make A Million Dollars

Becoming a millionaire doesn’t have to be hard. As TJ told us, you just have to keep rising. The best way to do that is keep your personal finances and goals in perspective. The plan should include:

[su_note note_color="#dbeafc"]

  1. Your current financial scenario
  2. Your desired financial scenario
  3. Your timeline
  4. The steps to take to join the millionaire club


Take a Fearless Inventory of Your Personal Circumstances

To reach financial security, you need to know where you are currently. This isn’t about judgment. It doesn’t matter where you currently are; you are capable of changing. But to be realistic about what steps to take, you need to know:

  • How much you make before and after taxes
  • Your current monthly expenses. Break them down by the type of bill.
  • The amount of debt you have. If you have high-interest debt, meaning debt that costs more to maintain than your investments make, pay it off ASAP (or wait for it to expire in 7 years).
  • Any assets you have. Cars, boats, and even homes can be money pits, so don’t count items that depreciate in value. Stocks, bonds, and real estate are great assets to hold.
  • Your effective tax rate.
  • The money in your checking and savings account.

We created a worksheet to help you reach millionaire status. Download it below.

[maxbutton id="3" url="" text="DOWNLOAD HERE" ]

Set Your Timeline

Becoming a millionaire takes time. Sure, you could reach millionaire status by winning the lottery or knocking your first business out of the ballpark, but most successful people do it over years or decades. As TJ told us:

[su_quote]The term ‘easy business idea’ has failure written all over it. It’s not easy to make money. You have to work for it.[/su_quote]

The more time you have, the higher your likelihood of becoming a millionaire. While most people will only reach their millionaire goal close to retirement, the earlier you get started, and the more often you invest, the sooner you’ll reach your goal. As TJ explained:

[su_quote]You don’t just make a million at once. You invest, and it grows, then you get to $100K, then $500K, then $1M. It takes time.[/su_quote]

So how quickly do you want to be a millionaire?

How to Become a Millionaire by 30

If someone wants to be a millionaire by 30, they’ll need to invest money routinely. How much you need to invest varies based on your age and the percent on your returns. We’ve used some common ages people start investing to help you estimate the amount you should invest monthly to have a million dollars by age 30. All figures assume the long-term stock market average of 10.5%. 

Age of First Investment Number of Years Till 30 Monthly Investment To Have $1 Million By Age 30 Reason
Birth 30 $439.92 Parents Investing For Kids
5 25 $750.32 Parents Investing for Kids after Kindergarten
16 14 $2,742.61 Legal Working Age
18 12 $3,610.76 Transition to Adulthood
21 9 $5,737.71 After College
22 8 $6,832.87 After College
25 5 $12,904.78 After Grad School

How to Become a Millionaire in 10 Years

You’ll need to invest $4,874.42 monthly and earn a 10.5% return on your investment to become a millionaire in 10 years.

How to Become a Millionaire in 5 Years

man in orange outfit holding a money

You’ll need to invest $12,904.78 per month with a 10.5% average return to become rich within five years. This is a fairly short time frame for most investments. If you want to become rich fast, consider these words of advice from TJ:

[su_quote]Buy an existing business without putting money down.[/su_quote]

TJ recommends marketing because it is an in-demand skill. He explained:

[su_quote]It doesn’t matter if the market is saturated. I like to use the example of Hint. If they can break into the water market, you can break into any industry, as long as you know how to market your business.[/su_quote]

How to Become a Millionaire Overnight

The easiest way to become a millionaire with no money is to go buy a lottery ticket and hope you win. You probably won’t get rich this way, but like Mark Cuban says:

[su_quote]It doesn’t matter how many times you fail. You only have to be right once, and then everyone can say you are an overnight success.[/su_quote]

Put Your Desired Results in Writing 

Write down your goals and be as detailed as possible. In the worksheet we created we have separate areas for each area of personal finance so that you can compare them to your current scenario. Be as specific as possible regarding net worth, diversification, emergency fund, real estate, and other investments.

Compare the Goals with Your Past Performance

Notebook and other office tools on the table

You’ll want to use the worksheet to compare where you are with where you want to be. Some commonly provided advice you might want to follow includes:

      1. Save 15% of your income. Personal finance is about starting early thinking about your life goals and retirement. If you get in the habit of setting aside your money and investing using dollar cost averaging, soon people will be asking you how to be a millionaire.
      2. Create an emergency fund. According to Motley Fool, Americans’ savings are less than half of pre-pandemic levels and 88% lower than the peak of savings during the pandemic. It’s always good to have a nest egg equal to at least three months’ worth of expenses.
      3. Pay off bad debt. Anything that doesn’t make more than the interest you’re earning is not good debt. This includes car loans. You’ll never get to a million dollars if you pay more interest than you’re making in investment accounts. Any interest rate over 10% is just not worth it.
      4. Write out your plan to get from where you are to where you want to be. If you’re not making enough money to meet your goals, then make a plan for how to move in the right direction. Make sure to include short-term goals like reaching $10K, $100K, $250K, $500K, $750K, and $1M. It makes it easier to conceive how to get rich.

Step 3. Make More Money

The more money you make, the easier it is to become a millionaire. Getting a high-paying job, a side hustle, and investing in real estate are some of the easiest ways to increase your earnings and start saving money. Find out what a day int the life of a millionaire who owns a cleaning business is like:

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Step 4. Consider Some of These Investment Strategies

money and sticky notes on notebook with infographic designs

Various asset classes offer different ways to increase your wealth. Consider some of the ideas listed below.

Buy Businesses

If you have a low risk tolerance, buying businesses is one of the best ways to choose investments. Legendary investor Warren Buffett has turned Berkshire Hathaway into a conglomerate that owns businesses including:

Ben Bridge Jeweler Jazwares
Clayton Homes NetJets®
CTB Inc. Pampered Chef®
Duracell Pilot Travel Centers
Fechheimer Brothers Company Precision Castparts Corp.
FlightSafety RC Willey Home Furnishings
Fruit of the Loom Companies See's Candies
GEICO Auto Insurance Star Furniture
General Re TTI, Inc.
Helzberg Diamonds United States Liability Insurance Group
H.H. Brown Shoe Group W&W/AFCO Steel
HomeServices of America XTRA Corporation
International Dairy Queen, Inc.  

This strategy has been successful for a lot of wealthy people.

Passive Income

Woman holding money and a tablet

Investing in passive income opportunities is a great way to create a diversified portfolio. A millionaire depends on their own money making them more money.

If you have little excess cash but still want to invest, consider using Stash, which allows you to invest with just five dollars. Once you invest, they’ll give you a free $25. If you’d prefer a passive income business, check out one of the best ways to become a millionaire: vending machine businesses.

Index Funds

An index fund is the best way to become a millionaire if you want to avoid brokerage services and financial advisors. If you have a wealthy family, you may know good financial advisors, but I don’t trust people to manage my money. An index fund matches the performance of the stocks in the index it tracks.

When considering index funds, pay attention to their fees. Most have less than 1% fees. If you choose one with the lowest fees, you’ll save money.

You can also use mutual funds, but they have higher fees and are less liquid.

Employer Match on Retirement Funds

If you are an employee or self-employed with a 401K, check if employer match options are offered. Many will match up to 10% of your salary when you put it into a retirement account. If they do, you should be using it. That extra cash is effectively additional funds. Over time, the additional funds will create a nice nest egg for retirement.

Concepts You Need to Understand to Become a Millionaire

Sets of wooden blocks and money on a table

If you want to retire early, never have to worry about extra money, or want to provide for your loved ones when you die, you have to treat money like a game. It's just a means to an end.

Three of the most important strategies you can use are:

      1. Compound Interest
      2. Diversification
      3. Tax Advantages

What is Compound Interest?

Compound interest is interest that is reinvested to create more gains. Want to know how I figured out that you'd need to invest $12,600 monthly at 10% interest for 5 years to become a millionaire? I used the compound interest calculator I created to calculate the figure. Check out the table below.

Month Starting Net Worth Amount Invested Compounding rate Ending Net Worth
0 0 $12,600.00 0.83% $12,705.00
1 $12,705.00 $12,600.00 0.83% $25,410.00
2 $25,410.00 $12,600.00 0.83% $38,326.75
3 $38,326.75 $12,600.00 0.83% $51,351.14
4 $51,351.14 $12,600.00 0.83% $64,484.07
5 $64,484.07 $12,600.00 0.83% $77,726.43
6 $77,726.43 $12,600.00 0.83% $91,079.15
7 $91,079.15 $12,600.00 0.83% $104,543.15
8 $104,543.15 $12,600.00 0.83% $118,119.34
9 $118,119.34 $12,600.00 0.83% $131,808.67
10 $131,808.67 $12,600.00 0.83% $145,612.07
11 $145,612.07 $12,600.00 0.83% $159,530.51
12 $159,530.51 $12,600.00 0.83% $173,564.93
13 $173,564.93 $12,600.00 0.83% $187,716.30
14 $187,716.30 $12,600.00 0.83% $201,985.60
15 $201,985.60 $12,600.00 0.83% $216,373.82
16 $216,373.82 $12,600.00 0.83% $230,881.93
17 $230,881.93 $12,600.00 0.83% $245,510.95
18 $245,510.95 $12,600.00 0.83% $260,261.87
19 $260,261.87 $12,600.00 0.83% $275,135.72
20 $275,135.72 $12,600.00 0.83% $290,133.52
21 $290,133.52 $12,600.00 0.83% $305,256.30
22 $305,256.30 $12,600.00 0.83% $320,505.10
23 $320,505.10 $12,600.00 0.83% $335,880.98
24 $335,880.98 $12,600.00 0.83% $351,384.99
25 $351,384.99 $12,600.00 0.83% $367,018.19
26 $367,018.19 $12,600.00 0.83% $382,781.68
27 $382,781.68 $12,600.00 0.83% $398,676.53
28 $398,676.53 $12,600.00 0.83% $414,703.83
29 $414,703.83 $12,600.00 0.83% $430,864.70
30 $430,864.70 $12,600.00 0.83% $447,160.24
31 $447,160.24 $12,600.00 0.83% $463,591.57
32 $463,591.57 $12,600.00 0.83% $480,159.83
33 $480,159.83 $12,600.00 0.83% $496,866.17
34 $496,866.17 $12,600.00 0.83% $513,711.72
35 $513,711.72 $12,600.00 0.83% $530,697.65
36 $530,697.65 $12,600.00 0.83% $547,825.13
37 $547,825.13 $12,600.00 0.83% $565,095.34
38 $565,095.34 $12,600.00 0.83% $582,509.47
39 $582,509.47 $12,600.00 0.83% $600,068.71
40 $600,068.71 $12,600.00 0.83% $617,774.28
41 $617,774.28 $12,600.00 0.83% $635,627.40
42 $635,627.40 $12,600.00 0.83% $653,629.30
43 $653,629.30 $12,600.00 0.83% $671,781.21
44 $671,781.21 $12,600.00 0.83% $690,084.39
45 $690,084.39 $12,600.00 0.83% $708,540.09
46 $708,540.09 $12,600.00 0.83% $727,149.59
47 $727,149.59 $12,600.00 0.83% $745,914.17
48 $745,914.17 $12,600.00 0.83% $764,835.12
49 $764,835.12 $12,600.00 0.83% $783,913.75
50 $783,913.75 $12,600.00 0.83% $803,151.36
51 $803,151.36 $12,600.00 0.83% $822,549.29
52 $822,549.29 $12,600.00 0.83% $842,108.87
53 $842,108.87 $12,600.00 0.83% $861,831.44
54 $861,831.44 $12,600.00 0.83% $881,718.37
55 $881,718.37 $12,600.00 0.83% $901,771.02
56 $901,771.02 $12,600.00 0.83% $921,990.78
57 $921,990.78 $12,600.00 0.83% $942,379.04
58 $942,379.04 $12,600.00 0.83% $962,937.20
59 $962,937.20 $12,600.00 0.83% $983,666.67
60 $983,666.67 $12,600.00 0.83% $1,004,568.89

Compounding can be done with any form of cash flow. You just have to put the money into something that will earn returns that beat inflation. Wasting your time putting more money in a savings account that earns less than 1% per month will never get you to your financial goals. You’ll lose money yearly if you make less than inflation on your returns.

Does this mean you should find the highest return and ape into it like crypto bros?

No, please don’t!

Diversification Protects You!

Do you remember companies like Enron? How about Bernie Madoff? These famous scammers helped millions of people become rich, then went bankrupt—along with the many investors that they scammed. We’ve seen the same thing occur with some bankrupted crypto projects that failed to separate client funds from company funds.

During my finance courses for my MBA, one of the lectures was about why the Dow Jones Industrial Average uses 30 stocks to simulate the returns of the entire stock market. Using statistical analysis (which I will spare you from for the sake of readability), they found that you could accurately model the performance of the entire stock market with 30 well-chosen stocks. This strategy saves a lot of money over buying every stock, and the difference in risk was less than 1%.

You can also use diversification to become a millionaire by investing in a combination of assets like:

      • Stocks
      • Options
      • Bonds
      • Crypto
      • Real Estate

If you have a good amount of diversification, you’re not likely to lose over the long term, but most financial advisors still recommend thinking about investing over a ten-year time frame. 

There are other strategies you’ll want to use as you build more wealth. You’ll learn about them in the next section.

Taxes Are Written to Be Gamed

Woman writing notes while using a calculator

In today’s world, a million dollars isn’t that much, but to become a millionaire, you need to learn to play legally within the system. There are numerous financial instruments the wealthy use to increase and protect their financial freedom and build wealth. They use:

      • Tax-advantaged retirement accounts
      • Trusts
      • Corporations
      • LLCs

Let’s look at some of the ways you can use these to accelerate your journey toward making a million dollars.

Tax-Advantaged Retirement Accounts

You’re probably familiar with a retirement account like a 401(k), Individual Retirement Account (IRA), or a Roth IRA, but did you know there are over 16 types of retirement plans?  Some like a Simplified Employee Pension allow up to 25% of a salary to be paid to an employee in their IRA without a matching contribution. 

Retirement accounts can greatly enhance your personal financial scenario.  401(k)s and traditional IRAs reduce your current tax liabilities, but you pay taxes on the withdrawal. Meanwhile, with a Roth IRA, you pay taxes on the front end, and you collect the withdrawals tax-free. Depending on your current tax rate and your tax rate when you collect, you can pay fewer taxes over the course of your life.


You can use a trust to protect your money when you die. These contracts prevent probate because they specify how the money is distributed. A common trust used if you want to pass on more money to people who are at least 37.5 years younger than you is an Irrevocable Life Insurance Trust (ILIT), which can be set up by a financial planner to help protect generational wealth.


Corporations have a 15-21% tax rate, while personal income tax can be as high as 37%. Dividend payments can also be used to reduce your overall taxable consequences. Plus they get a lot of deductions that individuals don’t. Filing your taxes as a corporation rather than an individual can help you save significantly come tax time.

Limited Liability Companies

Most millionaires have multiple small business ventures protected under separate LLCs. Doing so prevents one investment from being harmed by another investment in the case of a liability claim. This makes becoming a millionaire easier because one failure won’t destroy your other businesses or your pursuit to build wealth.

Share What Being Rich Means To You


Now you know how to become a millionaire with no money. 

Are you still asking yourself how can I get rich?

Check out our cleaning business course with Christopher Mondragon. This free course explains his strategies, while the paid version will provide you with all the actual tools he uses. 

Why do you want to become a millionaire, and what would you do to get there?

What kind of cleaning checklist do you need? You should find it here! We took the time to find a list of more than 250 cleaning checklist terms, then narrowed those down to 24 groups. We’re giving you free access to more cleaning checklists than anyone has ever tackled. For ease of use, I’d suggest starting by choosing the type of cleaning checklist you need out of the following categories. You can download any or all of the free cleaning checklist templates as either:
  1. A free printable cleaning checklist pdf 
  2. A free printable cleaning checklist spreadsheet
Download the zip file with all the spreadsheets and pdf versions below.

Starting a Cleaning Business Checklist

For those looking for a startup checklist, we wrote a blog that goes into detail about the following steps. It has a checklist for cleaning company activities:
  1. Planning steps
  2. Naming steps
  3. Business formation steps
  4. Financial tools
  5. Insurance needs
  6. Equipment required
  7. Selecting software 
  8. Marketing setup
  9. Supply lists for 15 types of cleaning companies
Check out the blog Starting a Cleaning Company Checklist. Download the cleaning business startup checklist pdf to get the whole list of steps to start a cleaning company. 

Cleaning Supply Checklist

This cleaning supply checklist is from our first interview with Christopher Mondragon, the CEO of Queen Bee Cleaning service. Check out the interview below. [su_youtube url=""] You’ll need the following cleaning products to be able to effectively clean homes and businesses
  • Glass cleaner (Windex or similar)
  • Aprons
  • Vacuum cleaner
  • Wet floor signs
  • Microfiber mop (optional if you are just starting)
  • Regular mop
  • Microfiber cloths
  • Gloves
  • Toilet bowl brush
  • Bags for dirty rags
  • Crevice tool
  • Bags to carry clean rags
  • Neutral floor cleaner (Bona or similar)
  • Disinfectant cleaner
  • Cleaning bucket
  • Mini grout brush
You should also take the time to read our cleaning supplies checklist blog. It will help you find high-quality products used by the various cleaning supply companies we have interviewed. Read about cleaning supplies. Get our cleaning supply checklist with links to our all-time favorite products. Just input your email below and we’ll send the downloadable pdf to you.

How Thoroughly Are You Cleaning?

You’ll need different cleaning checklists depending on how well you are trying to clean. We’ve separated the cleaning checklist options into five categories:
  1. Basic cleaning
  2. House cleaning
  3. Deep cleaning
  4. Professional cleaning
  5. Hoarder cleaning checklist
Each cleaning list will include all of the tasks in the previous categories plus new tasks. Levels of cleanliness infographic

Basic Cleaning Checklist

If you’re cleaning homes where people handle their own basic straightening like doing the laundry and washing the dishes, you’ll probably want to offer the following services. These are also some cleaning tasks that family members will want to do when they clean the house.
  • Dust ceiling fans. 
  • Clean light fixtures.
  • Dust furniture and shelves. 
  • Wipe down countertops.
  • Vacuum and mop floors.
  • Disinfect toilets.
  • Clean sinks.
  • Scrub showers.
  • Vacuum and mop floors.
  • Clean vacuum. 
  • Take out the trash.
Download our editable printable basic house cleaning pdf below. Basic House Cleaning Checklist

House Cleaning Checklist

Most housekeepers will perform the following tasks when cleaning a house.
  • Complete everything on the basic house cleaning checklist. 
  • Wash dirty dishes.
  • Wash laundry.
  • Iron clothes.
Download our free printable house cleaning checklist pdf below. It’s the perfect residential cleaning checklist for housekeeper services. Residential Cleaning Checklist

Deep Cleaning Checklist

In addition to the housekeeping cleaning checklist, you will probably want to deep clean a home several times a year. That’s why we made a professional deep cleaning house checklist. We’ve organized the deep cleaning checklist by room type to make it easier to make sure your whole house is clean. The checklist for deep cleaning an entire home includes:
  • Complete everything in the home cleaning checklist. 
  • Clean window frames.
  • Wash curtains.
  • Wash garbage bins.
  • Clean blinds. 
  • Wash garbage bins.
  • Clean windows
  • Replace air filters and mark the filter with the date you changed it.
  • Clean baseboards.
  • Wash door frames.
  • Disinfect doorknobs.
  • Wipe light switches.
  • Test fire alarms.
  • Verify that the Carbon Monoxide detector works.
  • Perform room-specific tasks.
This is the perfect deep cleaning checklist for housekeeper cleaning services or families that want to deep clean their homes. You can download the printable pdf for cleaning the whole house below or just download the room(s) you need to clean.

Deep cleaning kitchen checklist

Deep cleaning kitchen checklist The professional kitchen deep cleaning checklist pdf includes:
  • Remove expired food from the fridge.
  • Throw away freezer-burnt food.
  • Clean refrigerator and freezer interiors.
  • Clean inside the oven.
  • Eliminate all grime from the stovetop.
  • Clean hood fan.
  • Clean all stove grates.
  • Wipe fronts of kitchen cabinets.
  • Clean inside kitchen cabinets.
  • Empty dishwasher filter.
  • Clear dishwasher drain.
  • Sanitize the dishwasher control panel.
  • Clean the dishwasher inside with baking soda, bleach, and vinegar during an empty wash cycle.
  • Sanitize counters.
  • Wash the backsplash(es).
  • Organize pantry shelves, vacuum, and label where everything goes.
  • Clean utensil holders.
  • Wash the coffee maker including running a pot with vinegar and warm water.
Download your printable deep cleaning kitchen checklist pdf below. Kitchen Deep Cleaning Checklist

Deep cleaning bedroom checklist

Deep cleaning bedroom checklist The bedroom deep cleaning checklist includes tasks that professional cleaners and families do when they are performing a deep clean on a bedroom. In addition to the items that should be done throughout the house, you’ll want to take special care to perform the following tasks.
  • Wash curtains. 
  • Rotate or flip mattress(es).
  • Clean out closets.
  • Eliminate anything you want to get rid of (families only).
  • Clean dresser and end table drawers.
  • Dust dressers and end tables.
  • Get everything out from under the bed.
Download your printable bedroom deep cleaning checklist pdf below. Bedroom Deep Cleaning Checklist

Deep cleaning bathroom checklist

The bathroom deep cleaning checklist includes:
  • Perform all deep cleaning tasks common to all rooms.
  • Complete basic cleaning bathroom tasks.
  • Wash the shower curtain.
  • Clean mirrors.
  • Wash rugs
  • Clean toothbrush holders.
  • Clean the toilet tank.
Download your printable deep cleaning checklist pdf for bathrooms below. Bathroom Deep Cleaning Checklist

Deep cleaning living room checklist

Living room deep cleaning checklist If you need a free deep cleaning checklist for a living room, check out the one below. In addition to the basic and housekeeping cleaning checklist, you’ll also need to:
  • Vacuum the couch(es).
  • Wash pillow covers and blankets.
  • Clean the TV remotes.
  • Clean electronics with a keyboard duster and anti-streak cleaning agents.
  • Shampoo rugs and carpets.
  • Mop wood floors.
Download your printable living room deep cleaning checklist pdf below. Living Room Deep Cleaning Checklist

Deep cleaning checklist for outside the home

Outside the home deep cleaning checklist If you offer cleaning services for the exterior of buildings, you might want the deep cleaning service checklist for outdoors. It includes:
  • Collect debris from gutters.
  • vacuum and rinse outdoor furniture.
  • Clean exterior doors including garage.
  • Sweep and pressure wash the porch.
  • Pressure wash the driveway, roof, and walls.
Check out the printable deep cleaning checklist for outside homes. Outside the Home Deep Cleaning Checklist

Full House Professional House Cleaning Checklist Printable

The professional house cleaning checklist is perfect for making sure your housekeepers don’t miss anything while cleaning your customer’s property. This includes all the services you offer customers. We have created both an editable, printable checklist and a spreadsheet to make it easy for you to create a custom checklist for your teams to use at each customer’s house. Residential Cleaning Professional House Cleaning Checklist Printable Professional House Cleaning Checklist Download the professional house cleaning checklist spreadsheet template  Professional House Cleaning Checklist Spreadsheet

Hoarder Cleanup Checklist

To clean out a hoarder’s house requires extensive manpower even before you start cleaning. You’ll need to perform the following checklist: [su_note note_color="#dbeafc"]
  1. Expect the full process to take at least a week or two, but it may be much longer with a smaller team or if someone is living in the space.
  2. Get trained on hazardous waste removal if you aren’t already.
  3. Buy Hazmat suits and Clorox Pro Electrostatic Cleaners.
  4. Develop a plan to help people process the changes taking place as a result of cleaning activities.
  5. Get specialists involved for tasks you don’t have experience with, including mold remediation, pest control, and junk removal.
  6. You may also want a psychologist to help with the emotional aspects of the project.
  7. Order a temporary dumpster or have a vehicle that can haul large amounts of waste to the dump.
  8. Bring a full box of heavy-duty trash bags to remove all trash.
  9. Create a staging area to determine what to keep and what to toss.
  10. Start with the bathroom (if accessible).
  11. Remove all trash. 
  12. Check everything for valuables. People will be upset if they lose meaningful items.
  13. Place trash in a dumpster or trailer to be hauled.
  14. Remove all furniture.
  15. Have a refurbishing specialist inspect and repair any furniture that can be repaired.
  16. Perform pest control.
  17. Have a professional home inspector evaluate what needs to be repaired and replaced.
  18. Remove and replace carpeting and any property that is beyond repair. 
  19. Perform the deep house cleaning checklist.
  20. Spray the whole house with electrostatic cleaners.

Cleaning Checklists By Room

In addition to the deep cleaning checklist by room, you’ll also want a basic cleaning checklist for each room. We’ve included a:

Restroom Cleaning Checklist

Woman cleaning the bathroom A cleaning company should include the following tasks in their cleaning restroom checklist:
  • Take before pictures.
  • Empty the trash.
  • Dust decorative items.
  • Wash windows and clean mirrors.
  • Clean counters.
  • Sanitize shower, bathtub, sinks, and toilets.
  • Vacuum and mop floors.
  • Sanitize door handles and light switches.
  • Take after pictures.
You’ll also want to include a space for notes, pictures, and who cleaned the room for documentation purposes. Notes:  ____________________________________________________ __________________________________________________________ __________________________________________________________ Attach pictures here if using an electronic format: Cleaned by:________________________________________ Download the printable restroom cleaning checklist pdf below. Restroom Cleaning Checklist

Bedroom Cleaning Checklist

Woman fixing the bedsheet A bedroom cleaning checklist for a cleaning company will commonly include:
  • Take before pictures.
  • Empty the trash.
  • Dust furniture, fans, window sills, blinds, and other surfaces.
  • Remove sheets and pillows.
  • Change sheets or make beds.
  • Wash windows.
  • Clean mirrors.
  • Clean counters.
  • Vacuum and mop floors.
  • Sanitize door handles and light switches before leaving the room.
  • Take after pictures.
Don’t forget a space for notes, pictures, and who cleaned the space.  Download the printable bedroom cleaning checklist pdf below. Bedroom Cleaning Checklist

Teenage Bedroom Cleaning Tips Checklist

You may want to charge extra to clean a teenager or messy adult’s room(s). The room(s) may be harder to clean because of clothes and other stuff on the floor. While the cleaning checklist will be the same, the room may require work that is somewhere between a first-time clean and a hoarder cleanup. Take some extra precautions before bidding on cleaning messy people’s rooms including: [su_note note_color="#dbeafc"]
  1. Request pictures of each room in the house before estimating the cleaning fee.
  2. Have an excessive mess fee for rooms that are not organized.
  3. Make sure to bring gloves. There might be things you don’t want to touch with your skin.
[/su_note] Next, let’s look at the living room cleaning list.

Living Room Cleaning Checklist

Young woman cleaning the living room table You’ll want to perform the following tasks when cleaning a living room.
  • Take before pictures.
  • Empty the trash.
  • Dust furniture, fans, window sills, blinds, and other surfaces.
  • Vacuum the couch.
  • Change sheets if there is a fold-out bed that has been used.
  • Wash windows.
  • Clean mirrors.
  • Clean the TV.
  • Vacuum and mop floors.
  • Sanitize light switches before leaving the room.
  • Take after pictures.
Don’t forget a space for notes, pictures, and who cleaned the space.  Download the printable living room cleaning checklist pdf below. Living Room Cleaning Checklist

Residential Kitchen Cleaning Checklist

Woman cleaning the kitchen When you are cleaning a kitchen, you’ll want to make sure to include the following tasks in your cleaning checklist for residential kitchens.
  • Take before pictures.
  • Wash the dishes.
  • Wash windows and mirrors.
  • Clean counters.
  • Sanitize sinks.
  • Clean the fronts of large appliances.
  • Vacuum and mop the kitchen floor.
  • Sanitize door handles and light switches.
  • Take after pictures.
Don’t forget a space for notes, pictures, and who cleaned the space.  Download the printable kitchen cleaning checklist pdf below. Kitchen Cleaning Checklist

Cleaning Tips Based on Frequency of Cleaning

A professional cleaning checklist will vary depending on how frequently your cleaning business cleans the location. You’ll probably need a separate printable cleaning checklist template for:
  1. First Time Cleaning 
  2. Daily Cleaning
  3. Weekly Cleaning
  4. Monthly Cleaning
  5. Quarterly Cleaning

New House Cleaning Checklist

New house cleaning checklist Your new house cleaning checklist should be virtually identical to the home deep cleaning checklist. You’ll want to include:
  • Clean window frames.
  • Wash curtains.
  • Wash garbage bins.
  • Clean blinds.
  • Wash garbage bins.
  • Clean windows.
  • Replace air filters and mark the filter with the date you changed it.
  • Clean baseboards.
  • Wash door frames.
  • Disinfect doorknobs.
  • Wipe light switches.
  • Test fire alarms.
  • Verify that the Carbon Monoxide detector works.
  • Perform room-specific tasks.
  • Remove expired food from the fridge.
  • Throw away freezer-burnt food.
  • Clean refrigerator and freezer interiors.
  • Clean inside the oven.
  • Eliminate all grime from the stovetop.
  • Clean hood fan.
  • Clean all stove grates.
  • Wipe fronts of kitchen cabinets.
  • Clean inside kitchen cabinets.
  • Empty dishwasher filter, if present.
  • Clear dishwasher drain.
  • Sanitize the dishwasher control panel.
  • Clean the dishwasher inside with baking soda, bleach, and vinegar during an empty wash cycle.
  • Sanitize counters.
  • Wash backsplash.
  • Organize pantry shelves, vacuum, and label where everything goes.
  • Clean utensil holders.
  • Wash the coffee maker including running a pot with a cleaning solution and warm water.
  • Rotate or flip mattresses.
  • Clean out closets.
  • Eliminate anything you want to get rid of (families only).
  • Clean dresser and end table drawers.
  • Dust dressers and end tables.
  • Get everything out from under the bed.
  • Wash the shower curtain.
  • Clean mirrors.
  • Wash rugs.
  • Clean toothbrush holders.
  • Clean the toilet tank.
  • Vacuum couch(es).
  • Wash pillow covers and blankets.
  • Clean the TV remotes.
  • Clean electronics with keyboard duster and anti-streak cleaning agents.
  • Shampoo rugs and carpets. 
  • Mop wood floors.
  • Collect debris from gutters.
  • vacuum and rinse outdoor furniture
  • Clean exterior doors including garage
  • Sweep and pressure wash the porch
  • Pressure wash driveway, roof, and walls
UpFlip New Home Cleaning Checklist This is a much longer residential cleaning checklist than the daily cleaning checklist, which we’ll discuss next.

Printable Daily Cleaning Checklist Template

Printable daily cleaning checklist A daily cleaning checklist should make it easy to keep a space clean every day. We have created one for homes because most businesses will normally require more intense cleaning on a daily basis. This is primarily for homeowners and renters of apartments, but it can also be used for live-in maids, nannies, and other people that work in a wealthy family's home on a daily basis. Make sure to do the following on a daily basis:
  1. Make beds.
  2. Collect laundry from bathrooms and bedrooms.
  3. Do laundry.
  4. Wash dishes.
  5. Collect trash and take it outside.
  6. Remove tracked in dirt.
  7. Remove marks from shoes on floors.
  8. Change light bulbs if they have burned out.
If you feel overwhelmed trying to keep your home clean, download our printable daily cleaning checklist pdf below. Printable Daily Cleaning Checklist

House Cleaning Weekly Checklist

Weekly house cleaning checklist A weekly cleaning checklist should be used to maintain a clean home on a regular basis. I have five brothers and sisters, so my mom needed to get the whole family involved in the weekly house cleaning checklist. Our cleaning routine checklist included:
  1. Start in one room.
  2. Dust furniture.
  3. Make bed(s).
  4. Pick up toys.
  5. Change trash bags.
  6. Put any dirty clothes in the laundry room to clean.
  7. Vacuum wall-to-wall carpeting.
  8. Spot mop.
  9. Move to the next room.
  10. Repeat for each room.
As an adult, you’d probably want to include the bathroom cleaning checklist, too.  Download the printable weekly cleaning checklist pdf below. Weekly Cleaning Checklist

Monthly Cleaning Checklist

You’ll also have tasks that you want to do monthly.
  • Start in one room.
  • Dust furniture.
  • Make beds.
  • Pick up toys.
  • Change trash bags.
  • Put any dirty clothes in the laundry room to clean.
  • Vacuum wall-to-wall carpeting.
  • Mop hard floors.
  • Clean out old food from the refrigerator.
  • Spot clean the inside of the oven and stovetop.
  • Replace or sanitize sponges.
  • Move to the next room.
  • Repeat for each room.
The next checklist is for making sure you keep your routine.

Daily, Weekly, and Monthly Cleaning Checklist

Daily, weekly, and monthly cleaning checklist This combines the daily, weekly, and monthly cleaning checklist into a calendar view checklist so you can mark off what you’ve done each day. You might want to give this to anyone you know who needs an ADHD cleaning checklist because it can help keep them on track with their housework. Download the cleaning checklist Daily, Weekly, Monthly, Cleaning Checklist Printable below. Daily, Weekly, and Monthly Cleaning Checklist

Commercial Cleaning Checklist

A commercial cleaning checklist template will be different for each type of business. We’ve created a checklist for cleaning businesses that service:
  1. Restaurants
  2. Construction sites
  3. Airbnb rentals
Let’s start with the restaurant cleaning checklist.

Printable Restaurant Kitchen Cleaning Checklist

A cleaning checklist for restaurants will include two areas, the front-of-house (dining area and restroom) and the back-of-house (the kitchen, break room, and office). Each will require special considerations due to the frequency of traffic and activity in the areas.

Restaurant Dining Room

Restaurant dining room cleaning checklist Restaurants have some unique cleaning requirements for their dining rooms. This checklist is meant for both cleaning companies and restaurant staff that will need to clean the dining room on a regular basis. You’ll need to:
  • Clean plastic menus.
  • Clean ketchup, salt, pepper, and any other dispensers at the table.
  • Wipe down the top and sides of tables, chairs, and booths.
  • Scrape any gum from the underside of the table.
  • Wipe the hostess stand, including any computers.
  • Clean bar(s), sinks, and bottles.
  • Wash out the soda machine heads.
  • Roll silverware (restaurant staff only).
  • Take out the trash.
  • Vacuum rugs and roll them up.
  • Spot sweep carpets and hard floors.
  • Vacuum carpets and hard floors.
  • Mop (or scrub and squeegee hard floors if they have drains).
Download our commercial dining room cleaning checklist for business owners below. Commercial Dining Room Cleaning Checklist

Restroom Cleaning Checklist for Businesses

Restaurant restroom cleaning checklist For most businesses restrooms, you’ll want to:
  • Wash mirrors.
  • Clean sinks.
  • Sterilize handles and door knobs.
  • Refill soap and sanitizer dispensers.
  • Check and refill the paper towels and toilet paper dispensers.
  • Sanitize dispensers and toilets.
  • Sweep and mop floors.
  • Take out the trash.
Download our printable bathroom cleaning checklist template for businesses below. Commercial Restroom Cleaning Checklist

Restaurants Cleaning Checklist for Kitchens

A commercial kitchen will need daily, weekly, and monthly cleaning.

Cleaning Business Kitchens Daily Checklist

Cleaning business kitchen cleaning checklist Commercial kitchens will need to perform the following tasks daily:
  • Spot wipe walls.
  • Clean cooking equipment. 
  • Replace foil lining on any equipment.
  • Clean drink machines, coffee makers, microwaves, and other appliances.
  • Sanitize the prep area.
  • Wash soda machine heads in sterilizer solution.
  • Finish washing dishes and dry them with a clean towel.
  • Clean sinks. 
  • Wash and dry fabrics in a washing machine.
  • Refill soap and sanitizer.
  • Refill paper towel rolls.
  • Sweep and mop walk-in coolers and storage spaces.
  • Sweep and mop the kitchen floors.
  • Take out the trash and recycling.
  • Disinfect the trash cans.
Download our daily commercial kitchen cleaning checklist. Daily Commercial Kitchen Cleaning Business 

Weekly Commercial Kitchen Cleaning Checklist

Weekly cleaning for commercial kitchens includes: [su_note note_color="#dbeafc"]
  • Remove calcium and lime build-up from faucets and dishwashers.
  • Clean walls, doors, and racks of ovens.
  • Sanitize walk-in freezers and coolers. 
  • Boil out the deep fryer.
  • Clean all anti-slip rugs and mats.
  • Pour drain cleaner into all drains.
[/su_note] Download the weekly cleaning tasks for a restaurant kitchen below. Weekly Commercial Kitchen Cleaning Checklist

Commercial Kitchen Monthly Cleaning Tasks

You’ll want to perform the following tasks monthly:
  • Clean behind the cooking equipment to remove all grease. 
  • Run any drink machines with a sanitizing solution. Make sure to run clean water through afterward to remove the taste.
  • Empty ice machines and sanitize them. (Seriously, it’s really gross if you don’t. See the picture below.)
  • Sanitize the freezer.
  • Remove dust from the cooling equipment coils.
  • Remove grease build-up from the ceiling and walls.
  • Clean grease off vent hoods.
  • Check any pest control traps.
Dirty ice machine maker Download the pdf and spreadsheet checklists for monthly commercial kitchen cleaning. Commercial Kitchen Monthly Cleaning Checklist

Post-Construction Cleaning Checklist PDF

Construction cleanup is needed after a building is built or remodeled. The processes are normally similar for every kind of building, but some will have special requirements. Make sure to ask the client for their standards and procedures before estimating. Cleaning tasks after construction include: [su_note note_color="#dbeafc"]
  • Make sure all HVAC vents are clean and untapped.
  • Change the HVAC filter.
  • Vacuum and dust all interior and exterior lighting fixtures and ceiling fans.
  • Verify that all interior and exterior lighting works properly.
  • Remove any paint splatters from all hinges.
  • Vacuum, dust, and polish all interior and exterior doors, frames, and door knobs.
  • Clean sinks and backsplashes.
  • Vacuum, dust, and sanitize all shelves, cabinets, counters, and drawers (inside and out).
  • Remove any paint or tape that is stuck on light switches, floors, windows, electrical, outlets, and baseboards.
  • Polish all metal fixtures, including handles and knobs.
  • Gently scrape paint speckles off window fixtures. Then vacuum and wash windows, window sill, and tracks. Make sure they all open properly.
  • Clean all mirrors.
  • Vacuum and sanitize all sinks, tubs, showers, and toilets 
  • Clean appliances inside and out. Make them shine!
  • Remove all trash.
  • Sweep, vacuum, and mop floors.
  • Sweep entryways.
  • Vacuum all porches, patios, decks, and outdoor cooking equipment.
  • Clean garage door(s) and mailbox.
  • Vacuum and pressure wash the sidewalks, driveways, and exterior of the building.
  • Remove all trash from the premises.
[/su_note] Download our new construction house cleaning checklist below. Post-Construction House Cleaning Checklist

Airbnb Cleaning Checklist

Our vacation rental cleaning checklist includes: 1. Inspecting the house for:
  • Damaged furniture
  • Stained carpets
  • Items removed from property
  • HVAC working
  • Broken doors or window panes
  • Hot water
  • Bugs, including bed bugs
2. Performing the following tasks in each bedroom:
  • Take before pictures.
  • Empty the trash.
  • Dust furniture, fans, window sills, blinds, and other surfaces.
  • Remove sheets and pillows. Inspect for bed bugs (in some states, the property owner can be held liable).
  • Change sheets or make beds.
  • Wash windows.
  • Clean mirrors.
  • Clean counters.
  • Leave a piece of candy on the bed with a note to the customer.
  • Vacuum and mop floors.
  • Sanitize door handles and light switches before leaving the room.
  • Take after pictures.
3. Performing the following tasks in each bathroom:
  • Take before pictures.
  • Refill or replace soap, shampoo, and conditioner.
  • Provide toilet paper equal to 2x the tenant’s stay.
  • Provide one towel per tenant +1 extra each day.
  • Empty the trash.
  • Dust.
  • Wash windows and clean mirrors.
  • Clean counters.
  • Sanitize shower, bathtub, sinks, and toilets.
  • Vacuum and mop floors.
  • Sanitize door handles and light switches.
  • Take after pictures.
4. You’ll also want to perform the following tasks for the living room, dining room, and kitchen.
  • Take before pictures.
  • Empty the trash.
  • Dust furniture, fans, window sills, blinds, and other surfaces.
  • Inspect couch(es) for bed bugs (in some states the property owner can be held liable).
  • Vacuum the couch(es).
  • Change the sheets if there is a fold-out bed.
  • Wash windows.
  • Clean mirrors.
  • Test the TV.
  • Test remote.
  • Clean the TV.
  • Vacuum and mop floors.
  • Dust tables, fans, window sills, blinds, and other surfaces.
  • Sanitize the table before leaving the room.
  • Refill or replace hand soap and dish soap.
  • Clean inside the refrigerator, oven, microwave, and other appliances.
  • Wash the dishes.
  • Clean counters.
  • Sanitize sinks.
  • Sanitize light switches before leaving the room.
  • Take after pictures.
Don’t forget to do the following before you leave:
  • Take out the trash and dirty linens.
  • Set the alarm.
  • Lock the door(s).
  • Leave a door hanger or meet the customer at the arranged time and place.
  • Send documentation to the client.
We discuss the Airbnb cleaning checklist pdf in more detail in the blog about Airbnb cleaning, or watch the video about rental move-out cleaning below. [su_youtube url=""] Excited about the prospects! Download our vacation rental cleaning checklist pdf below: Vacation Rental Cleaning Checklist

Find the Checklist You Needed?

Now you have a checklist for home and commercial cleaning. We hope to add to this list in the future. What cleaning checklist would you like to see us add to the page?

Are you worried about the direction of the global economy?

You’re not alone. Both business owners and employees are feeling a crunch from rising costs. That’s why we’re going to discuss recession-proof businesses.

[su_note note_color="#dbeafc"] We’ll help you understand more about recessions, including:

When you’re done reading this, you’ll have an understanding of recession-proof sectors and be prepared for the next economic downturn. Read from start to finish or click any of the links above to jump straight to the section you need to know more about right now.

Are we in an economic downturn?

According to the Federal Reserve, as of April 5, 2024, we are not in a recession, but economic downturns tend to occur every 6.33 years and typically last between 6 and 18 months.

The last economic downturn was caused by the COVID-19 pandemic and government shutdowns that lasted two quarters. Prior to that, the housing market crash of 2008 resulted in a recession that lasted for nearly two years.

Many people believe that the relatively high rate of inflation, the housing and rent bubble, and the reduction in spending power for many Americans are signs that the economic climate is primed for another economic crisis.

If you’re a business owner, now’s the time to should look at your business model and consider how it will survive and thrive during tough economic times.

What are recession-proof businesses?

Man in a suit standing under a black umbrella as cash rains down around him

Recession-proof businesses are companies in industries that tend to perform better than the gross domestic product (GDP) as a whole.

As we experienced during the pandemic, if a small business was considered an “essential service,” it could ride out the tough times because the economic activity that kept it afloat didn’t stop, even when most businesses were not allowed to operate as usual.

What industries are recession-proof?

When a recession hits, some industries and sectors tend to do better than others. There are essential services and products that people still need during economic slumps, including:

  • Food
  • Housing
  • Utility services
  • Healthcare
  • Disposable goods
  • Consumer staples
  • Auto repairs

Meanwhile, revenue streams tend to dry up for some companies when widespread economic hardship occurs. Consumer demand for the following tends to decrease during an economic recession:

  • New automobiles
  • Vacations
  • Restaurants
  • Large purchases

The economic conditions during each recession will be different, which means consumers cut costs in different areas depending on what the scenario is.

For instance, during the Great Recession in 2008 and 2009, real estate agents were hardest hit because the cash reserves and risk appetite of banks were vastly reduced. In the 1980s, oil embargos caused people to reduce their driving because of gas shortages.

How do economic downturns impact businesses?

When economic uncertainty hits, small business owners will normally experience a reduction of incoming cash flow and be compelled to tighten up their budgets and stop hiring.

When the economic situation gets even worse, they may need to offer cheaper alternatives, lay people off, and, in the worst-case scenario, close their businesses.

Industries that are recession-proof will normally be able to avoid many of the worst-case scenarios because people still need food, clothing, shelter, and other recession-proof products.

Recession-Proof Business Ideas: 13 Good Businesses to Start in a Bad Economy

Man in a suit holding a fan of cash and a tablet showing a downward-trending graph and a cartoon lightbulb

In the sections below, we’ll discuss industries that do well in recession.

The following businesses are sorted based on the number of searches for each type of recession-proof business. Why? Search volume is a good indicator of the demand for information about recession-proof industries.

Consider the following recession-proof business ideas:

  • Affiliate marketing
  • Grocery stores
  • Food delivery services
  • Auto repair shops
  • Home improvement and home repair companies
  • Property management companies
  • Cleaning services
  • Accounting services
  • Healthcare industry
  • Child care
  • Information technology support
  • Pet care
  • Dollar stores

Keep reading to learn about the most recession-proof industries.

1. Affiliate Marketing

According to Kinsta, 56% of affiliate marketers increased their earnings during the recession of 2020, making it the best recession-proof business. If that’s not enough, Authority Hacker expects affiliate marketing to be a $27.78 billion recession-proof industry by 2027.

Affiliate marketing is the most commonly searched for recession-proof business. It doesn’t require an inventory, and you make commissions on every sale.

You might need to refer people to recession-proof services like bookkeeping services and rideshare services to keep your income flowing, but there are plenty of great affiliate marketing offerings.

Learn more about affiliate marketing through our interview with affiliate marketing master Matt Diggity.

2. Grocery Store

Grocery stores are another of the most recession-resistant business models. The food industry is never going to end because we have to eat to survive.

According to Forbes, people spend about 14% of their income on food, and the percentage of that spending that goes to fast food and restaurants has declined from 45% to 40%. That means people are grocery shopping more.

Check out our interview with Punardeep Sandhu, a serial entrepreneur who owns a grocery store.

3. Food Delivery Services

According to Bloomberg Second Measure, delivering food spiked during the pandemic. Given this industry hasn’t been around long enough to survive multiple recessions, it might not be as recession-resistant as the chart suggests.

That said, a business owner could focus on offering the same services for grocery stores to help protect against sudden reduced cash flow.

Find out how Adam Haber started his courier services working with Amazon.

4. Auto Repair Shops

Denver Post "Auto mechanics reap bounty of downturn" article on a desktop computer

According to the Denver Post, auto mechanics saw a 16% increase in revenue during the 2008 financial crisis, making it a fairly recession-proof business. These support services benefited from the lack of available loans during that time.

Meanwhile, repair shops saw a decrease in business during the pandemic because people drove 13.2% less.

Find out how Lucky Sing started his repair business in 2016 for just $20,000.

5. Home Improvement and Home Repair Companies

During the Great Recession, the home improvement and repairs industry dropped 1% the first year before starting to increase again according to Statista. Meanwhile, home repairs increased by 22% during the pandemic.

Depending on the cause of each recession, the business opportunities may be in repairs or improvement. Offering both types of services makes a business that much more recession-proof.

Check out our list of construction businesses to learn more about starting home repair and improvement businesses.

6. Property Management Companies

According to the Congressional Research Survey, there are 49.5 million rental properties in the United States. Furthermore, 44% of them are managed by property managers according to DoorLoop.

People don’t stop renting just because the economy isn’t doing well, and these companies take a percentage of monthly revenue.

Learn more about property management and real estate investment.

7. Cleaning Services

A cleaning business can be recession-resistant. Home cleaners may find people cut back on cleanings, but janitorial services are unlikely to stop managing cleaning contracts because nobody wants to go to a business that is filthy.

During the pandemic, many cleaning services added sterilization services to drive new revenue and growth.

Learn how Christobal Mondragon makes over $1.5 million per year in our exclusive cleaning business course.

8. Accounting Services

Almost everyone in the United States needs accounting services. Some people only need once-per-year tax filing assistance, while others need financial advisors for things like:

  • Financial planning services
  • Bookkeeping
  • Quarterly taxes
  • Payroll
  • Comparing financing options

These services are in high demand during all economic conditions.

9. Healthcare Industry

Physician holding a tablet with a Changing America article on the U.S. healthcare worker shortage

The healthcare sector benefits from people getting sick and having emergencies. That means healthcare companies make money no matter what the economy is doing.

Right now is a perfect time for starting a new business in the healthcare industry. According to The Hill, the entire healthcare industry is facing shortages of essential workers. The work is typically high paying and offers job security for those who can handle the grueling hours and stressful environment.

10. Child Care

According to Statista, there are 46.6 million American kids under 11 years old. The Census Bureau estimates 17% of their parents rely on paid childcare services. Meanwhile, the Department of Labor reports that people pay between $5,357 and $17,171 per year for childcare.

In-home daycares make great small businesses—you can save money and fulfill the ever-higher demand for childcare.

Pro Tip: Check out our picks for 698 Endearing Daycare Names and How to Start a Day Care (in 9 Simple Steps).

11. Information Technology Support

Sharply dressed tech business owner working at a laptop

IT support companies are recession-proof companies because people still need help solving their tech-related problems, even in a downturn.

According to Axios, tech companies did poorly at the turn of the century because of the tech bust, but 2008 led to a lot of new technology that opened new business opportunities. Then, in the pandemic, there were grants to help small businesses implement new technology.

Small business ideas in this field tend to have high profits that make it easier for them to be recession-proof businesses. Just make sure to save money so you can weather economic downturns and invest in businesses that thrive in recession.

12. Pet Care

Recession-resistant industries include pet care. These are good business ideas because pets still need to be fed and go to the bathroom during economic downturns.

These recession-resistant businesses can use affordable luxuries like online shopping, digital marketing, and social media to make modern life easier for their pet-owning customers.

13. Dollar Stores

Dollar stores tend to do best when money is tight. According to USA Today, multiple chains are closing down their dollar stores due to financial challenges.

These businesses need to be able to purchase things in bulk and sell them for low costs, which requires implementing successful and sustainable buying and pricing strategies.

While dollar stores can be businesses that are recession-proof, getting into the game might be best in expansionary times.

Benefits of Starting a Business in a Bad Economy

Odd Pizza’s owner showing his restaurants offerings in a brightly lit restaurant space

Starting a business during a recession can actually be really beneficial. A recession often provides people who want to start a business with some competitive advantages, including:

  • An Obvious Problem: Recessions are almost always tied to a specific event or industry bubble. Finding the solution to solve that problem can be highly beneficial.
  • Lower Costs: Many large purchases, like equipment, real estate, and existing businesses, tend to be less expensive during economic downturns.
  • More government incentives: Governments tend to provide other businesses more support during recessions than expansionary times. As long as you provide a solution in the industries they are focused on, this can help you.

Don’t focus so much on what industries do well in a recession; rather, focus on the industries in which you can differentiate yourself.

Consider this example: Lee Kindell started Moto Pizza when COVID shutdowns closed his hotel. He put $60,000 on a credit card to open the pizza shop—and has since opened multiple locations. Find out how he did it in the interview below.


At this point, you have an understanding of recession-proof businesses that commonly perform well during an economic downturn.

We discussed the industries that perform well during recessions, how businesses are impacted by recessions, what businesses do well in a recession, and why you might want to start a business…even during an economic downturn.

It’s up to you to do the research on each business, but we have interviewed hundreds of business owners to learn what they did and how you can speed up your process to success. Consider taking one of our courses to start a successful business faster.

What recession-proof business will you start?


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We're glad it helped!

Tish@ 2021-12-28 18:11:12

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